If you’ve been in a motorcycle accident, the steps you take right after can make a big difference in how much money you might get. Some mistakes can really hurt your claim, even if it’s not your fault. Knowing what to avoid can help you get the settlement that should come to you.
You want to make sure you’re doing things that help, not hurt. That’s why it’s smart to start with a free case review. It gives you a clear idea of what steps to take, without spending anything.
Mistake #1: Admitting Fault
It’s easy to say “I’m sorry” at the scene. You might feel bad, even if it’s not your fault. But don’t say it. Saying sorry can be twisted into admitting you caused the crash.
Stick to the facts with the police. Don’t explain, don’t guess, and don’t apologize. Just give the info they ask for. That keeps your claim clean.
Mistake #2: Not Calling the Police
You might think calling the police is overkill. But it’s not. A police report can save you a lot of trouble later. It includes what happened, witness statements, who might be at fault, and even traffic citations.
Without it, proving the other driver was responsible gets way harder. Police are the official record keepers. Skip them, and you lose one of the strongest pieces of evidence.
Mistake 3: Waiting to Get Medical Care
Some riders feel fine after a crash. They might think, “I’m okay, just a few scratches.” But your body can hide injuries. A brain injury, back injury, or other serious problem might not show up right away.
If you wait too long, it’s harder to prove that the accident caused your injuries. Doctors’ records are proof. Without them, the insurance company could say, “This isn’t from the crash.” So even if it seems minor, get checked.
Mistake #4: Not Reporting the Crash to Your Insurance Company
Your policy usually says you must report accidents. Skipping this step can be bad. If the other driver has no insurance or only partial coverage, you could lose money if you don’t file a claim.
Tell your insurance company, even if it feels annoying. It protects you later, and it’s usually required.
Mistake #5: Not Hiring a Motorcycle Accident Lawyer Right Away
Many riders think they don’t need a lawyer. They might say, “It’s just a small crash” or “I can handle this myself.” But a lawyer helps protect you. Lawyers know how to gather evidence, spot mistakes, and negotiate for the money you deserve. A good motorcycle accident lawyer can even stop insurance companies from undervaluing your claim. No matter what, even if you make any other mistake, do not make the mistake of not hiring a lawyer for your claim.
Mistake #6: Accepting a Quick Settlement
Insurance companies love to rush things. They know you might want money fast. So they give a low offer, hoping you’ll take it.
Don’t do that. You should wait instead. Make sure you know all your medical costs, lost wages, and the full damage before agreeing. Rushing means leaving money on the table. Just be patient, okay?
Key Takeaways
- Avoid common mistakes like admitting fault, skipping a police report, or delaying medical care; they can all reduce your settlement.
- Always report the crash to your insurance company, even if it seems minor.
- Don’t accept a quick settlement without understanding your full medical and financial losses.
- Hiring an experienced motorcycle accident lawyer early can protect your rightsand help you get fair compensation.
- The right steps after a crash can make a big difference in the outcome of your claim.